- 1.A Kapitaalverzekering Eigen Woning (endowment insurance connected with the mortgage on the owner-occupied home, as described in Article 3.116 Income Tax Act 2001), a Spaarrecht Eigen Woning , a Beleggingsrecht Eigen Woning (the bank and investment equivalent of the Kapitaalverzekering Eigen Woning , as described in Article 3.116a Income Tax Act 2001) and a bouwdepot (building account);
- 2.A Stamrecht (tax-favored annuity for severance benefits, as described in paragraph 1(g) of Article 11 and Article 11a of the Wage Tax Act 1964);
- 3.A Course of life account (including a levenslooprekening, levensloopverzekering and a levenslooprecht van deelneming ) concluded and maintained prior to January 1, 2012.